Dealing with roof damage can feel like a massive headache for homeowners. On top of scheduling service for roof repair or replacement, you are also faced with the daunting task of properly filing an insurance claim.
The key to making sure your roofing service goes smoothly is to partner with a company who is trustworthy and professional. An experienced roofing team will be able to help you file your claim and fix your roof with the minimum amount of hassle.
At American Custom Contractors, we consider customer satisfaction to be our highest priority. Here are our top four tips for filing a roof damage insurance claim. If you have additional questions about filing a claim, call our office any time and one of our expert roofers will be glad to assist you.
1. Check for damage immediately after a storm.
The sooner your identify damage caused by a storm, the better. Visually inspect your roof from the ground. Look for loose or missing shingles, signs of water damage, or anything else that seems amiss.
Even if you can’t immediately see a problem, there might be damage hidden to the untrained eye. If you suspect that a storm effected your roof at all, have a licensed professional roofing contractor thoroughly inspect your roof.
2. Find a knowledgeable roofing contractor.
Do plenty of research before you select a roofing contractor to handle your claim and repairs. Read reviews about honesty and customer service, and ensure you are selecting a contractor who has insurance expertise.
Remember that a knowledgeable and trustworthy roofer will not ask you to sign any commitment paperwork for a standard inspection. You should maintain the freedom to quote multiple roofing companies for the best estimate on your repairs.
3. Document all damage.
If you do discover your roof has been damaged, document it with pictures and measurements. Your roofer will be able to help direct you on how to do this during the inspection.
It is helpful to have “before” pictures handy for comparison when your roof is damaged. If you don’t have any on hand, don’t despair. After completing your roof repairs from this storm, make sure to take pictures of your newly refurbished roof and keep them on file for the future.
4. Find out what your policy covers.
Grab a copy of your home insurance policy and find out what types of roof damage it covers. Every policy is a little bit different, and some things that can affect your coverage include the age of your roof and the depreciated value. If your roof is over 10 years old, you may only be able to claim partial coverage.
If you discover your insurance company will only partially cover your roof damage, talk to your roofing contractor about payment plans. Financing your roof repairs or replacement can make it more manageable for your budget.
We hope these tips for filing a roof damage insurance claim help you navigate the process.
If you keep these tips in mind, you can handle your insurance claim without confusion and frustration. Have any questions about filing a roof damage insurance claim? Give us a call at American Custom Contractors today!
Do you need assistance filing a roof damage insurance claim for your Maryland, Virginia, or Washington D.C. home? Our team at American Custom Contractors can help! Our roofers are equipped with years of experience in quality workmanship and trustworthy business practices. Give us a call at (301) 327-2013.